What effect would a Brexit have on Higher Education?

On the 23rd June 2016 people in the UK will be voting to either leave or stay in the European Union. Research from an online money saving voucher website suggests that 64% of university students have concerns about travel and opportunities around Europe if we left and 48% feel neither campaign has given a clear answer as to how a Brexit will affect daily life. Website My Voucher Codes spoke to students currently studying at university to find out how they feel about the referendum and also what they think about the In campaign and Out campaign. Continue reading “What effect would a Brexit have on Higher Education?”

5 Financial Mistakes That Are Destroying Your Business

Getting a business off the ground can be difficult, but keeping one running profitably can, at times, feel like an impossible task. Half of all UK start-ups fail in their first five years, and the reason for this failure is usually financial. Passion for your work is important, but when crucial financial targets begin to fall by the wayside, businesses can begin a slow but inevitable downfall. Continue reading “5 Financial Mistakes That Are Destroying Your Business”

Help is at Hand

If you gave me a quid for every time somebody has said to me that they wished they had purchased gold as a form of investment 25 years ago, then I would be a very rich man. Have you ever wondered about things that are mined from the ground and how they become so valuable? Yes, I know that the refining process for some of the precious metals is quite expensive itself, mainly due to the labour costs and the other raw material costs that are involved in the extraction. Some countries, like Australia, have more gold in their vaults than 75% of the remaining countries in the world. Some countries are just lucky. They have reserves of minerals, gas and oil to be able to provide for everyone else’s needs.

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How to deal with company finances as a new business

Recent figures show that in the UK the number of people working for themselves accounts for more than four million people of the total number in work. Beginning a small business is something that more people than ever now see as an achievable aim. There are also many ways to help the process that didn’t exist before, ranging from the way technology has opened up world markets to even the smallest home traders and how new forms of funding offer new options for those looking to raise capital. It is easier these days to get recognised and raise your business. This is mostly through digital marketing where many business hire the services of sites like https://www.expedition.co/services/development/los-angeles to help them develop their branding, web design and development and marketing processes like SEO.

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Paying For UK Utilities: Should You Use Direct Debit or a Prepay Meter?

Energy bills are an almost constant topic of conversation in many households and many of us need to try and keep a lid on our spending to ensure that our utility bills can be settled when they come in. Continue reading “Paying For UK Utilities: Should You Use Direct Debit or a Prepay Meter?”

Do EMV cards mean check fraud will be on the rise?

EMV cards have been pushed by financial institutions and retailers because they are significantly safer than traditional credit cards. Traditional credit cards keep their data on a magnetic strip that is swiped in order to make a transaction. With EMV cards, the data is stored in a chip inside of the card, which is then placed inside of a reader, where each transaction is encrypted. The extra layer of encryption helps to make the transactions harder to crack, which deters hackers and data thieves who are looking to make a quick buck. Continue reading “Do EMV cards mean check fraud will be on the rise?”

The Art of Lending

The Evil of Money

It’s a funny world we live in isn’t it? Life can be sublime or a bit of a hassle. They say money is the root of all evil, and there’s a lot of truth in that. But money is also the root of most of life’s problems. Maybe we would be better off if we had stayed in caves and exchanged services for food, or food for food. Man always seems to be working to earn, earning to spend, then starting the cycle again. Sounds like a road to insanity. Continue reading “The Art of Lending”