Do EMV cards mean check fraud will be on the rise?

EMV cards have been pushed by financial institutions and retailers because they are significantly safer than traditional credit cards. Traditional credit cards keep their data on a magnetic strip that is swiped in order to make a transaction. With EMV cards, the data is stored in a chip inside of the card, which is then placed inside of a reader, where each transaction is encrypted. The extra layer of encryption helps to make the transactions harder to crack, which deters hackers and data thieves who are looking to make a quick buck. Continue reading “Do EMV cards mean check fraud will be on the rise?”

The Art of Lending

The Evil of Money

It’s a funny world we live in isn’t it? Life can be sublime or a bit of a hassle. They say money is the root of all evil, and there’s a lot of truth in that. But money is also the root of most of life’s problems. Maybe we would be better off if we had stayed in caves and exchanged services for food, or food for food. Man always seems to be working to earn, earning to spend, then starting the cycle again. Sounds like a road to insanity. Continue reading “The Art of Lending”

3 Tips for Avoiding Bankruptcy As a Business


Experiencing the failing of your business is one of the hardest things an entrepreneur can think of. Especially if you’ve devoted years of your life and thousands or even millions of dollars into your company, finding out that you can’t afford to stay in business anymore can be detrimental to your lifestyle and mental health. However, many of the problems businesses face that result in bankruptcy and failure could have been avoided if they’d only known what to look out for. To make it so your business stays afloat, here are three tips for avoiding bankruptcy as a business and remaining in the black.

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