Harrison Funding Helps You to Get On Top of Your Debt

Paying down debt can be quite a challenge, especially if you’ve gotten in over your head with credit cards. In the past, there was little you could do in the way of extra work to pay down those bills. 

Today, however, there are many options to help you. From debt consolidation options to getting a side job just to pay off your credit cards, read on below for a few jobs that will put you back in the black in no time at all. 

Debt Consolidation

In many cases, it’s easier to pay down those credit card bills if they’re all in one lump sum. Sometimes, it’s hard to keep up with the various due dates on the credit cards you have and you find yourself missing due dates, which leads to interest and late fees. If you apply for a debt consolidation loan from Harrison Funding, you’ll have one convenient payment and can pay that payment with the side jobs below. 

Freelance Writer

If you have a knack for writing, there are plenty of companies online who are looking to hire people to write blogs, articles, and sometimes even infographics to promote their services. Freelance writers can make their own hours, which means you can easily work around your day job, family, and other obligations. Writing online is the fastest way to pick up extra cash, and it can become a booming business if you play your cards right. If nothing else, it’ll help you pay off your credit cards and have money left over as well. 

Mystery Shopping

If you love to shop, then mystery shopping may be the perfect way for you to whittle away your credit card debt. It’s a side job you can do easily if you enjoy traveling and frequenting different restaurants and retail locations. Most of these trips pay about $15 a gig, but it can also pay up to $30. You can usually expect to get about ten mystery shopping gigs a month, so that’s quite a bit to go towards those credit card bills. 

Data Entry

Perhaps the easiest job you can do online, data entry can help you pay off those credit cards easily. If you’re proficient in word and excel, then you have what it takes to do the job. You enter information into different programs for companies. The pay is low, but that’s why it’s one of the simplest side jobs on the internet. The more experience you have in data entry, the more you can make, so stick with it and see where it takes you. 

Tutoring 

If you aced high school and college, then tutoring online will be lucrative and fun for you. You can expect to earn $10 to $20 an hour as an online tutor in everything from foreign languages to math. There are companies that hire online tutors or you can start your own. If you specialize in certain areas of tutoring, you can charge up to $50 an hour, if you’re good. 

Dog Walking/Sitting 

For many people, sitting in front of a computer for hours on end isn’t something they’re willing to do, even to pay off their credit card bills. If you’re one of those people and love animals, you can make quite a bit with a dog walking or dog sitting business. Many people are just too busy or are gone too much to walk their dogs themselves, and are willing to pay pretty good money to get someone to do it for them. If you love dogs, then this is a win-win for you, the dog owner, and the credit card companies you owe. 

Babysitting

By the same token, babysitting can help you to get on top of your credit card bills also. Do you love children? Then set up a babysitting service on the weekends for extra cash. 

These are just a few side jobs that will help you pay down your credit card bills or wipe out the balance entirely. Remember, the bills have to be paid, this is the best way to do it. 

Financial Budgeting, DIY!

A proper financial analysis of your income and spending will give insight into the workings of your monetary matters. You may have to regularly examine your financial position by devising a well-rounded budget plan for your income and expenses. Budgeting is a compelling economic tool to plan your spending for the whole month. Not only will your mind be at peace for the entire month, knowing that your expenses and income are accounted for, but you will be able to save a substantial amount by reducing unnecessary costs.

Creating a budget plan with adequate balance sheets is not an arduous task, and people with a basic understanding of arithmetic can make it with ease. We have put down the basics of a financial budgeting plan in this article so you can DIY the budget routines. However, there are loads of business and budgeting apps that will create a personalized plan for you in minutes. You can find additional information about financial services and companies through their websites or by doing a simple google search. Using these services will considerably reduce the time and effort needed to make a budget.

How to Create a Budget Plan?

First, you have to determine the periodicity of your budget plan. If you receive your income monthly, then create a budget plan for the entire month, and if it is weekly, follow a weekly budgeting routine. But in general, a monthly budgeting plan with accurate future forecasts would be a good first step. Calculate your total income by adding all the income sources. If you are working on a salary, you would already know that, but if you have multiple sources of income, add them all to get your total income.

Calculating your expenses is the next crucial step. Whether it’s your heating oil bill or anything else, each expense needs to be listed along with more details that describe the cost. Make a reasonable goal for yourself and try to stick with it. To get ideas and organize other expenses, you can also look for something like Romeo’s Fuel budget plan. To quickly troubleshoot this budget in the future, it is in your best interest to be as thorough as you can with this section. List all of your anticipated expenses for the upcoming time period, and also include a miscellaneous box with 5% of your total income.

In the end, subtract your total costs from the income you calculated earlier. If the budget comes out positive, you are in luck; you can allocate the extra cash as savings or for your favorite recreational activity, it is up to you. If, however, the budget comes out negative, your expenses are exceeding your income.

In such a case, you must review your expenses and eliminate the unnecessary ones, or reduce allocations to some. You can also make arrangements for extra income, now that you have caught the problem beforehand. Like, arrange to work overtime, do double shifts, ask a friend you loaned money to repay you, etc. The crux is that a budget allows you to adjust your income and expenses with ample time to spare and reduce costs on unnecessary activities. Moreover, you will notice that now that you pay attention to where you are spending your money, you start spending more carefully. Your savings will experience a steady rise when you are correctly planning your expenses through budgeting.

3 ATM Fees To Know About Abroad, And How To Minimize Them

The use of credit cards has increased worldwide, and you can and should recommend paying by credit card for as many purchases as possible during your holidays abroad. An important reason: the use of an ATM machine abroad usually generates a large number of charges and surcharges higher than those of a cable or mobile bill.

The rates are confusing and can even add up after a few weeks of travel. Here you will find information on the most popular travel destinations in Europe, Canada and Mexico, as well as details on how these fees are charged and how you can eliminate or at least limit them. Continue reading “3 ATM Fees To Know About Abroad, And How To Minimize Them”

Corporate Banking Challenges of 2019

The banking industry isn’t limited to loan financing and managing interest rates on savings accounts anymore. It is changing into a more dynamic front with several pre-defined and highly specialized business processes that go from customer onboarding all the way to customer service. In the retail banking sector, banking entities now have to worry about social media presence as well as quick grievance redressal systems before a complaint turns into a social media storm. Continue reading “Corporate Banking Challenges of 2019”

The different paths you can take into a career in finance

In 2017, the financial services sector contributed 119 billion to the UK economy. That accounted for 6.5% of the UK’s total economic output. It is one of the UK’s specialist industries and London is seen as the financial capital of the world. In 2017, there were 1.1 million financial services jobs in the UK, so it is clear that this is a very popular sector. You can even set up seminars and workshops through websites like https://www.leadjig.com/financial-seminar-marketing/, to reach a wider audience and help your current clients with specific needs. If you do want to enter it, you have a choice to make: which path do you want to take? Continue reading “The different paths you can take into a career in finance”

Forex Trading Account UK

While trading has developed in the last few years, not everyone can own a forex trading account UK. Before venturing in forex trading, it is important to consider your target market. You can choose between; energies, currencies, stocks, options, or futures. Each market comes with advantages as well as disadvantages. In the event you choose to venture in foreign exchange market, it is important to understand the benefits and disadvantages involved.

Continue reading “Forex Trading Account UK”

5 Important Insurance Types that You Should Definitely Have

Let me stop your yawn right there because insurance is not something that should be taken lightly. Yes, we tend to nod off a little when someone talks about insurance but if you don’t take measures now, your family will be looking at piles and piles of bills in the future. Every penny you save now means more flexibility and resources for your business and yourself. Continue reading “5 Important Insurance Types that You Should Definitely Have”